Adjustable Rate Mortgage

Save money on interest and lower monthly mortgage payments.

Conforming Loan

Adjustable Rate Mortgages start with a low, fixed interest rate for a set time – ranging from three to fifteen years. After that time period, rates can adjust annually based on a predetermined calculation, usually an index added to a specified margin.

  • Lower initial rates than fixed rate mortgages.

  • Flexibility to refinance after initial fixed rate period.

  • Rates can increase or decrease based on market conditions.

Conforming Loan

If the initial rate period is greater than the time you are staying in the home, an adjustable rate mortgage may be an option to consider.

Get in touch with your AMEC loan expert today to see if ARM is the right option for you.